In November 2026, Canada will make several government benefit payments for newcomers and families with children. Some of these are available not only to citizens and permanent residents: for example, the Canada Child Benefit is paid even to temporary residents if they have lived in the country for 18 months, while pension payments sometimes require a social security agreement between Canada and the country of employment.

Ontario Trillium Benefit: November 10

The Ontario Trillium Benefit (OTB) payment goes only to residents of Ontario. It combines three tax credits: the sales tax credit, the property and energy tax credit, and the Northern Ontario energy credit for residents of northern areas with higher costs.

The benefit amount depends on which of the three credits you receive, your income, age, marital status, place of residence and housing costs. You don’t need to file a federal Canadian tax return to receive the OTB.

Canada Child Benefit: November 20

The Canada Child Benefit (CCB) is a tax-free monthly payment for families raising children under 18. This year, the maximum amount is about $680 per month for each child under six, and up to $574 for each child aged 6 to 17.

The actual amount depends on family income and the number and ages of children. Permanent residents who have recently moved to Canada with children can apply for the CCB even before filing their first Canadian tax return. Some temporary residents may also qualify for the benefit if they have lived in Canada for at least 18 months and continue to reside here legally.

Along with the federal benefit, you may receive a provincial or territorial child benefit if you don’t live in Quebec, Alberta or Manitoba (which have their own programs). In other provinces, the CRA processes both benefits: families receive a single payment that includes the federal and provincial portions. For example, in British Columbia the maximum amounts are $145 for the first child, $91 for the second, and $75 for each additional child. These are maximums; actual amounts depend on the province and family income.

CRA Payment Schedule for November 2026

  • Ontario Trillium BenefitNovember 10for Ontario residents
  • Canada Disability BenefitNovember 19for people with disabilities aged 18–64
  • Canada Child BenefitNovember 20up to $680 per child under 6
  • CPP, OAS and GISNovember 26pension payments
  • Alberta Child and Family BenefitNovember 27for Alberta residents with children under 18

Alberta Child and Family Benefit: November 27

The Alberta Child and Family Benefit (ACFB) is a separate provincial program for Alberta, paid not alongside the federal benefit but separately once a quarter.

The program supports families with low or middle income raising children under 18. It consists of two parts: a base component for all low-income families and a working component with additional support for families with employment income above a set threshold. In the current fiscal year, the maximum annual amount is $2,311 for a family with one child. In November, you’ll receive one quarter of the annual amount. Usually, no separate application is needed: the CRA determines your eligibility based on your previous tax return.

Canada Disability Benefit: November 19

The Canada Disability Benefit is a federal benefit for adults aged 18 to 64 with disabilities. The maximum amount this year is $24 per month, with the actual amount depending on income and marital status.

To receive the benefit, you need approval for the disability tax credit, compliance with residency and status rules, and a filed tax return in Canada. You don’t need to be a citizen or permanent resident.

Pension Payments: November 26

On November 26, two major pension payments are made. The Canada Pension Plan (CPP) is based mainly on contributions you made while working in Canada. If you worked abroad before moving, check whether your country has a social security agreement with Canada.

The second payment is Old Age Security (OAS) and the Guaranteed Income Supplement (GIS) for retirees. Unlike CPP, these don’t depend on employment contributions. Eligibility is determined by the length of residence in Canada and income level.

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What Newcomers Should Remember

Citizens and permanent residents aren’t the only ones eligible for benefits. Temporary residents who have established tax residency status may qualify for some payments.

Even if you’ve recently arrived and haven’t yet filed your first tax return, look into which benefits you may be eligible for. For example, newcomers with children can apply for the Canada Child Benefit right after arrival.

File a tax return every year, even if you have little or no income. The amount of most benefits is calculated based on taxable income from the previous year, and filing a return is a mandatory condition.